Survivor Benefits

A survivor benefit is calculated based on percentage payout of the current retired teachers benefits from CalSTRS. The survivor benefit can be as high as 100% of current benefits being paid or as low as 50% .

Often the higher living benefit will pay the 50% survivor benefit and the moderate or reduced living benefit will offer a 100% matching survivor benefit.

So with proper planning you can choose the higher living benefit and supplement the 50% benefit for survivor benefit and be dollars ahead. We will show you how.