STRS & PERS
 
 
 

 

Home of

4 Millionaires.com Insurance Solutions, Inc.

We are outsourced retirement planning and mortgage experts for CPAs, health agents and other professionals. We offer a wide range of best in class products and services and client principal is NEVER at risk. We use the best technologies to better educate and communicate foundational concepts to prospective clients. Our philisophy is to educate prospective clients so that the value of our recommendations become self evident.

In the first quarter of 2009, the next generation of this website will be launched and it will be a true online school with a unique user name and password for every user just as with any online university.

 

Our 17 Online Calculators

 

We offer:

1.We are Section 79 specialists.

2. We are a FHA approved mortgage lender in many states. Our software system compares 50 mortgage lenders and selects the best 10 for you within 5 minutes.

3. An alternative to a Reverse Mortgage with no closing costs & does not effect your current equity.

4. Over 70 years old? Auction off your life insurance, receive top dollar and know how much every institution bid and enjoy total transparency.

5. The best Annuities & Life insurance ALL with no risk to principal.

6. Our online software & educational system enables you to keep your current lifestyle yet pay off your mortgage in 1/2 the time.




This free, educational website has:

  1. 17 online strategy calculators that can be accessed by clicking on the button above.

    • Each calculator can generate a Report you can email or print.

  2. Ten 30 minute videos - learn retirement strategies such as How to increase your Social Security benefits 40%. Each video has an optional 20 page article.  

  3. 15 slide show videos which teach you vital retirement and mortgage strategies all homeowners should know.

    • #2 and #3 are accessed by clicking on the 10 X 30 Videos or the Slide Shows button above our Co-Founders pictures.

This video highlights the value we can provide you.

Please make sure the Speakers for your computer are TURNED ON.

 

 

 

About us

www.calfers.com and www.4millionaires.com are online schools created by 4 Millionaires.com Insurance Solutions, Inc. CA Department of Insurance # 0G09935. Our CA real estate broker is license # is 01848935. We have turned what many thought were just dreams into their retirement reality. All we ask is that after being educated by us for free, if you decide you want to take action on anything that you allow us to put in a competing offer with whomever you are currently working with.

 

Mortgage Energizer

We are rolling out several new software systems and the first is Mortgage Energizer. Mortgage Energizer is our system which enables a qualified homeowner to pay off their current mortgage in half the time, with half the interest while keeping their current lifestyle. Mortgage Energizer can be used on residential, investment and commercial properties.

 


 

 

We have many informative newsletters designed to empower you and your friends to create a better retirement and to optimize your mortgage(s)

     

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Email:

 

 

Our 3 Co-Founders

 

Howard Willars

Cel (408) 891-7228

howard@4millionaires.com

 

 

 

Victor Mojica

coachme@4millionaires.com

 

Stephanie Scott

coachme@4millionaires.com