Pages on This calfERS Website
Retirement Crises
STRS Options
STRS Formula
Survivor Benefits
DBS Account
Partial Lump Sum
Buyback Years
PERS + STRS
Tax Planning
TSA vs Savings
EIA vs Variable
CALFERS
CA Pop Growth
Lock in Equity
Slash Payments
Equity Harvesting
Debt Consolidation
Equity Lines
Purchasing
Credit Card Alarm
FICO Restoration
Probate-what is it?
Horror Stories
Probate Math
Your 2 choices
Living Trust
Will limitations
Medical Directives
Estate Planning
FAQs

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Please be patient: Once you click on our Calculators you must wait about 15 seconds for the calculator to appear. The reason is it is loading in the background. You can print either your Graphical results or Report by going to File in your Internet Browser then clicking on Print.


Mortgage Energizer Calculators

1. Mortgage

    Payoff

See how paying extra principal to your mortgage saves many years and tens of thousands of dollars in interest.
 
Credit Cards and Debt Management

2. Accelerated

    Debt Payoff

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

3. Credit Card

    Minimum

    Payment

    Calculator

Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
 
Investment Calculators

4. Investment

   Returns

There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

5. Investment

   Savings and Distributions

Use this calculator to see how long your investment savings can last once you begin taking distributions.
 
Retirement Savings and Planning Benefits

6. IF you lost your Social

     Security?

Use this calculator to determine how losing this important retirement asset could affect you.
7. Your Social Security Use this calculator to estimate your Social Security benefits.
8. Traditional IRA How can contributing to a regular IRA help you in your retirement?
 
Personal Finance
9. Home Budget Analysis Analyze your budget, see where your money goes and find out where you can improve!
 
Life Insurance Benefits
10. Life Insurance How much life insurance do you really need? Find out here!


 
     
 
Copyright © 2006-2007. Howard Willers. All rights reserved.
2075 De La Cruz Blvd, # 200 A, Santa Clara, CA 95050 & 1750 E. Bullard Ave. # 103, Fresno, CA 93710